Free Checking

Explain overdraft protection and the need to opt-in. Also include a text link to your online opt in form.

Yes or No with applicable details

The answer should explain any fees and include a text link to the checking page of the website.

Explain the procedure and who the member should contact.

ABC Credit Union Mobile App

YMCU makes checking easy to use.

No monthly service charges, per-check fees or minimum balance requirements.
Access to nearly 30,000 free ATMs nationwide.
Instantly-issued debit card – get it the same day you open an account in a branch.
Pay by Phone securely and conveniently by adding your card to your smartphone’s mobile wallet.
Access and pay bills conveniently with Online Bill Pay.
24/7 access with our Mobile App, Online Banking and Text Banking.
Highly rated mobile app.
Multiple options to help you from over drafting your account (see Overdraft Protection)