Loan Rates
Credit Cards
| Type of Card | Low APR* | Minimum Limit |
|---|---|---|
| No rates found. | ||
Home Loans
| Term | Rates as low as | Points | APR* | Payment* |
|---|---|---|---|---|
| 30 Year | 7.255% | 0.244% | 7.054% | $1,330.60 |
| 20 Year | 6.750% | 0.312% | 6.828% | $1,520.73 |
| 15 Year | 6.625% | 0.039% | 6.679% | $1,755.99 |
| 10 Year | 6.375% | 0.378% | 6.526% | $2,258.26 |
*APR = Annual Percentage Rate. The payment is based on a loan amount of $200,000 and consists of principal and interest. The payment does not include taxes and insurance premiums. The actual payment amount will be greater. | ||||
| Term | Rates as low as | Points | APR* | Payment* |
|---|---|---|---|---|
| 5-Year ARM | 5.750% | 0.378% | 7.201% | $1,167.15 |
| 7-Year ARM | 6.000% | 0.378% | 7.068% | $1,199.10 |
| ||||
| Type | Term | APR* as low as |
|---|---|---|
| Variable - 80% Loan-to-Value | 10-year draw period; 15-year repayment |
8.50% |
| Variable - 90% Loan-to-Value | 10-year draw period; 15-year repayment |
9.25% |
*APR = Annual Percentage Rate. Rates may vary, based on term, credit history, collateral, and whether this loan will serve as a first or second lien. Variable rates are tied to market index (or prime rate), not to exceed 18.0% APR. Minimum initial credit advance required based on credit limit. | ||
| Term | Rates as low as | Points | APR* | Payment* |
|---|---|---|---|---|
| 30 Year Fixed | 7.250% | 0.000% | 8.025% | $1,479.50 |
| 15 Year Fixed | 7.125% | 0.000% | 7.884% | $1,908.88 |
*APR = Annual Percentage Rate. The payment is based on a loan amount of $200,000 and consists of principal, interest and mortgage insurance premiums. The payment does not include taxes and other insurance premiums. The actual payment amount will be greater. | ||||
Personal Loans
| Type | APR* as low as | Term |
|---|---|---|
| Variable | 11.25% | None |
*APR = Annual Percentage Rate. Initial rate may change. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 18.00%. Contact Member Service Representative for more details. | ||
| Type | APR* as low as | Term |
|---|---|---|
| Fixed Rate | 2.70% | Up to 36 months |
| Certificate of Deposit Loan - Fixed Rate | Contact us | Up to one month prior to CD maturity |
| Variable Rate | 4.77% | No term limit |
APR = Annual Percentage Rate. Example: A loan amount of $5,000 at 2.70% APR for 36 months would have an approximate monthly payment of $144.77. All loans subject to approval. Rates are subject to change at any time. Contact a Member Service Representative for more details. | ||
Vehicle Loans
| Model Years | APR* as low as |
|---|---|
| 2016 & Newer | 7.25% |
| 2011 to 2015 | 6.49% |
| 2010 & Older | 8.74% |
Example: A loan amount of $20,000 with a rate as low as 5.49% APR for 60 months would have an approximate monthly payment of $382.04. | |
*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details. | |
Business Loans
| Type | APR* as low as | Term |
|---|---|---|
| Fixed Rate | 2.70% | Up to 36 months |
| Certificate of Deposit Loan - Fixed Rate | Contact us | Up to one month prior to CD maturity |
| Variable Rate | 4.77% | No term limit |
APR = Annual Percentage Rate. Example: A loan amount of $5,000 at 2.70% APR for 36 months would have an approximate monthly payment of $144.77. All loans subject to approval. Rates are subject to change at any time. Contact a Member Service Representative for more details. | ||
| Term | APR* as low as |
|---|---|
| No rates found. | |