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Classic Credit Card

Our classic option has all the features you would want in your everyday credit card. Fewer fees, low interest rates and enhanced security features make this Visa a perfect shopping companion.

Apply for a Classic Credit Card

Visa Rates
Type of CardLow APR*Minimum Limit
Credit Builder Visa 11.00% $300

*Annual Percentage Rate. The Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. See YCU Representative for details.

Classic Visa 12.75% $500
Rewards Visa as low as 14.50% $5,000

Don't have 5 minutes to complete the full credit card application?

It only takes 60 seconds to get started now!

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